SubChecks vs Truebill - Which Subscription Tracker is Better?

Truebill (now Rocket Money) and SubChecks both help you manage subscriptions - but they solve slightly different problems. Here's how they compare.

Truebill started as a subscription cancellation service and evolved into a broader personal finance app. It connects to your bank accounts, automatically detects subscriptions, and can cancel them on your behalf.

It's a full financial management tool - budget tracking, savings goals, credit monitoring. Subscription tracking is one part of a larger feature set.

The catch: most of its useful features are behind a paid plan, and the pricing is percentage-based. It also requires full bank account access to work.

SubChecks is focused entirely on subscription tracking. You add your subscriptions manually, organise them by project or category, and get reminders before renewals. The dashboard shows exactly what you're spending and when everything renews.

It doesn't connect to your bank account - which means no open banking permissions, no ongoing data access, and no percentage-of-savings fee. You're in control of what goes in.

Here's how the two compare on the things that matter most:

If you want automatic detection and don't mind linking your bank account, Truebill handles that well. It's a good fit if you want a full personal finance dashboard.

If you want a simple, private, subscription-focused tracker with a one-time price - SubChecks is the better option. No ongoing subscription to track your subscriptions.