Mint Shut Down. Here Is What to Use Instead.
Mint closed on January 22, 2024. If you are still looking for a replacement that fits how you actually used it, here is a clear guide to the best options.
Intuit shut Mint down on January 22, 2024, and redirected users to Credit Karma. For many people it was a frustrating end to years of financial data in one place.
The replacement depends entirely on which parts of Mint you actually used. Mint did a lot of things. Most people used maybe two or three of them.
What did you actually use Mint for?
Before picking a replacement, be honest about this. Mint offered budget tracking, subscription detection, bill tracking, credit score monitoring, and spending categorisation. Most users only cared about a subset of those.
The two most common use cases were: tracking subscriptions and recurring charges, and keeping a budget. Those are different problems with different best solutions.
If you mainly tracked subscriptions and renewals
SubChecks is the focused replacement. You add subscriptions manually, set up reminders before each renewal, and see your total monthly spend broken down by category or project.
The biggest difference from Mint: no bank connection required. Nothing has access to your accounts. You add what you pay for, and SubChecks handles the tracking and reminders.
Free to start. Pro is $29 once — which means no subscription to track your subscriptions.
If you mainly used Mint for budgeting
YNAB is the strongest budgeting replacement. It uses zero-based budgeting and is one of the few apps that actually changes how people relate to their spending. It costs $14.99 per month.
Rocket Money is the closest like-for-like Mint replacement. It connects to your bank, auto-detects subscriptions, and has a similar dashboard feel. It costs $3 to $12 per month depending on features.
If you used Mint to monitor your credit score
Credit Karma (also owned by Intuit, which shut down Mint) is free and gives you a VantageScore from TransUnion and Equifax. It is the simplest replacement for the credit monitoring piece and costs nothing.
The practical answer
For most former Mint users, the combination that covers 90% of use cases is simple: SubChecks for subscriptions and renewals, plus a budgeting tool or spreadsheet for overall spending.
You do not need one app that does everything. You need two focused ones that each do their job well.
Start tracking your subscriptions today
SubChecks is free to start. Add your subscriptions, get reminders before renewals, and see exactly what you spend.
Get started free →