SubChecks vs Truebill (Rocket Money)

You should not need to hand over your bank login to track subscriptions.

Truebill and Rocket Money connect to your bank to find subscriptions. SubChecks lets you add them manually and keeps your financial data completely private.

Bank access is a big ask for subscription tracking.

Truebill and Rocket Money are useful apps. But they work by connecting to your bank or credit card accounts, reading your transaction history, and detecting recurring charges. That is a lot of access to grant for something as simple as knowing when Netflix renews. SubChecks takes a different approach: you add subscriptions yourself, manually, in seconds. No bank connection, no transaction scanning, no third party holding your financial data.

SubChecks vs Truebill (Rocket Money)

Feature
SubChecks
Truebill (Rocket Money)
Bank account connection required
No
Yes
Manual subscription entry
Partial
Email reminders before renewals
Pro only
In-app renewal reminders
Spending analytics and charts
Privacy-first (no bank access)
Upcoming renewals calendar
Multi-currency support
USD only
One-time pricing option
$29 once
No, subscription only
Free tier
Limited

If privacy matters to you, or you simply do not want to give a third-party app access to your bank, SubChecks is the cleaner alternative. Add what you pay for, get reminded before it renews, and keep your financial data to yourself.

Start tracking in minutes

Free to start. No credit card required. Pro is $29 once.

Try SubChecks free